Why Is Resident-to-Resident Nursing Home Abuse Increasing?
A sobering investigation has revealed that hundreds of nursing home residents nationwide have been physically harmed by fellow residents, sometimes with tragic consequences.
A Guide to the SSI and SSDI Appeals Process for Older Adults
Appealing an SSI or SSDI denial can be a long and frustrating process, but persistence matters. Many successful claims are approved only after one or more appeals.
Your Unpaid Medical Debt Won’t Be Erased From Credit Reports
Takeaways
A recent federal court ruling reversed a rule that would have removed medical debt from credit reports, meaning this debt can continue to negatively impact credit scores.
Older adults are disproportionately affected by medical debt due to fixed incomes and health…
Giving to Grandkids? Consider Gift Tax, 529 Plans, and More
Takeaways
Grandparents should clarify whether financial assistance for their grandkids is a gift or a loan.
Consider 529 plans for education funding to ensure fairness and tax benefits.
Grandparents should also ensure their own financial security, especially regarding potential long-term care costs.
Grandparents often…
High Earners Over Age 50 Will Lose a 401(k) Tax Break
Takeaways
Starting in 2026, employees aged 50 and older who earn over $145,000 must make 401(k) catch-up contributions on an after-tax (Roth) basis, losing the immediate pretax deduction.
Affected high earners should check if their employer offers a Roth 401(k) option and…
How Medicare Changes in 2026 Will Affect Older Adults
Takeaways
Medicare is implementing changes in 2026 to lower prescription drug costs, enhance consumer protections, and test new care management approaches.
New negotiated prices for some prescription drugs and an annual out-of-pocket cap of $2,100 for Part D covered medications will lead…
How to Prevent Long-Term Care Insurance Claim Denials
Takeaways
Understanding your long-term care insurance policy and its specific requirements (benefit triggers, covered services, elimination periods) is crucial to preventing claim denials.
Common reasons for claims denials include insufficient medical documentation, preexisting condition exclusions, failure to meet elimination period requirements, and…
How the Government Shutdown Could Affect Older Adults
The effects of the federal government shutting down may not always seem direct or immediate, but the risks and disruptions are real.
How the Government Shutdown Could Affect Older Adults
Takeaways
Many older adults rely on federal programs for income, health care, and support services, making them particularly vulnerable to disruptions caused by a government shutdown.
While core benefits such as Social Security and Medicare payments are largely protected, administrative functions, customer…
Emotional Wellness Among Older Adults in Long-Term Care
Takeaways
Emotional wellness is critical, but often overlooked, for older adults in long-term care.
Approaches that do not involve medications (e.g., gardening, reminiscence therapy, social activities, and technology) show promise in improving emotional well-being.
Families can also play a vital role in supporting…
