Pairing Medicare Coverage With Your Current Health Insurance
Navigating Medicare alongside other health insurance types requires understanding which plan pays first to avoid penalties or coverage gaps.
Older Adults Struggle to Meet the Dual Burden of Housing and Care
Takeaways
A significant majority of older adults (nearly 70 percent) will require some form of long-term care, but many struggle to afford these services after covering housing costs, creating a “dual burden.”
There are significant disparities in affordability of long-term care services…
Why Aren’t More Older Adults Thinking About Long-Term Care?
Takeaways
Many older adults underestimate their likelihood of needing sustained, day-to-day care in their later years, and a significant portion of adults aged 50 and older are not adequately planning for long-term care.
After decades of handling our daily personal care needs…
Approaching Retirement Age? View the Senior Happiness Index
Takeaways
Florida, North Carolina, and Arizona might be popular retirement destinations – but they are not the happiest locations for seniors.
Caring.com’s 2025 Senior Happiness Index identifies states where seniors are most content, connected, and live longest.
Utah is ranked as the happiest…
How Continuing to Work Affects Social Security Benefits
Takeaways
Continuing to work while collecting Social Security can increase future benefits and provide additional income but may also result in benefit reductions before full retirement age.
Careful consideration of tax implications, Medicare enrollment, and personal financial goals is essential when deciding…
Don’t Rely on Medicare or Medicaid for Your Long-Term Care
Takeaways
Many Americans misunderstand Medicare and Medicaid’s limited coverage for long-term care, often overestimating their reliance on these programs.
The cost of long-term care insurance is also frequently overestimated, leading many to forgo crucial coverage.
Proactive planning, including exploring private insurance, home modifications,…
How a Proposed Medicare Part E Could Benefit Americans
Takeaways
House Democrats have reintroduced the Choose Medicare Act, which seeks to establish a Medicare Part E, a public-option version of Medicare that would be available to individuals and employers.
Part E would operate through existing Affordable Care Act (ACA) marketplaces, allowing…
New Social Security Rule Means More Travel for Older Adults
Takeaways
A new Social Security Administration (SSA) rule requires individuals to verify their identity online or in person at an SSA office for direct deposit changes, restricting phone services previously available.
These changes disproportionately burden vulnerable populations, including older adults, those without…
Can I Give My Kids $19,000 a Year and Apply for Medicaid?
If you have it to give, you certainly can, but there may be consequences should you apply for Medicaid long-term care coverage within five years after each gift.
How Mental Health Apps Can Help Older Adults
Takeaways
Mental health apps are becoming a more common way to support emotional well-being, especially for older adults facing issues like loneliness or chronic illness.
These apps offer various tools, including mood tracking, guided activities, educational resources, and social connection options.
Mental health…
