Takeaways
Many Americans misunderstand Medicare and Medicaid’s limited coverage for long-term care, often overestimating their reliance on these programs.
The cost of long-term care insurance is also frequently overestimated, leading many to forgo crucial coverage.
Proactive planning, including exploring private insurance, home modifications,…
Takeaways
House Democrats have reintroduced the Choose Medicare Act, which seeks to establish a Medicare Part E, a public-option version of Medicare that would be available to individuals and employers.
Part E would operate through existing Affordable Care Act (ACA) marketplaces, allowing…
Takeaways
A new Social Security Administration (SSA) rule requires individuals to verify their identity online or in person at an SSA office for direct deposit changes, restricting phone services previously available.
These changes disproportionately burden vulnerable populations, including older adults, those without…
If you have it to give, you certainly can, but there may be consequences should you apply for Medicaid long-term care coverage within five years after each gift.
Takeaways
Mental health apps are becoming a more common way to support emotional well-being, especially for older adults facing issues like loneliness or chronic illness.
These apps offer various tools, including mood tracking, guided activities, educational resources, and social connection options.
Mental health…
Takeaways
A recent investigation found many nursing homes spend less than $10 per day on food per resident, raising concerns about malnutrition and food quality.
There has been an increase in food-related sanctions, dietary complaints, and disease outbreaks in nursing homes.
Residents report…
Takeaways
Older adults are particularly susceptible to heat-related illnesses due to chronic conditions, medications, and physiological changes, making it crucial for them and their caregivers to recognize symptoms of overheating.
Preventative measures such as staying in air-conditioned environments, staying hydrated, and seeking…
Takeaways
Full Social Security Retirement Age (FRA) is 67 for those born in 1960 or later, not 65 as it once was, due to legislation adjusting for increased life expectancy.
Claiming Social Security benefits before FRA results in permanently reduced monthly payments.
Your…
Takeaways
A new phishing attack is targeting Social Security recipients with email messages pretending to be from the Social Security Administration (SSA), prompting them to download fake Social Security statements.
These malicious downloads give hackers access to sensitive personal information, including bank…
Takeaways
Assisted living facilities (ALFs) often evict or refuse to admit Medicaid-eligible individuals. Unlike nursing homes, ALFs are not subject to federal rules protecting residents from involuntary discharge.
Residents facing eviction from an ALF should consult with a local elder law attorney.
Every…
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